Subject of the Month: 2021

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September 2021

Jars of money labeled for tuition, books, food, transportation.


Rhonda McGinnis & Rachael Clark, WSU Libraries

Christine Powell & Ryan Thomas, WSU Financial Aid

  • Live on Campus? Share an apartment? Live at home?
  • Student Loan or part-time job?
  • Buy or rent new textbooks?  Buy used ones?
  • Meal Plan, cook for yourself, eat out?

College involves so many money-related questions?  Answering them correctly can set you on the path to financial freedom.  Answer them wrong and you can face financial hardships for years after graduation.  The resources provided on this page can help you understand the financial challenges you face and provide suggestions and tools to help you Start Money Smart!

Student Loan Dos and Don'ts

8 Spooky Student Loan Statistics top of infographic  (Click to view infographic)

8 Spooky Student Loan Statistics

More student loan advice:

Credit Awareness

Saving Money on Textbooks

Stack of textbooks and a dollar sign on a balance scale

College students spend an average of $655 per year on textbooks. Use some of the tips and services provided below to save money every semester!

First and foremost--start early!!!  There are 2 reasons for this. 

  • The best deals are often from online stores so you need to factor in the shipping delay
  • The best quality used books at the best prices get snatched up quickly so the longer you wait, the poorer your selection and savings will be

As soon as you've registered for your classes, find out which books are listed as required and start hunting for savings!

Here are some websites with other tips to help you save money on your textbooks!

One of the best suggestions is to comparison shop for your textbooks!  Here are several websites that will let to compare prices for your book at a bunch of different online bookstores including Amazon, Barnes & Noble, and ABE Books.

NOTE: Be sure you know the

  • Correct Title
  • Author(s)
  • Edition (1st, 2nd, etc.) and the Publication Year

to make sure you get the right book assigned in your class. 

Additional Note: The ISBN is good BUT be aware that there are different ISBNs for the Hardback, Paperback, and Electronic versions.  Paperback and Electronic will usually be the cheaper options.

Financial Wellness with iGrad and Warrior Smart

                Financial Wellness with iGrad

Additional Resources at Wayne State

Picture of hands holding the Wayne State University One Card

Building Financial Security

CNBC's Q & A Town Hall, April 15, 2021: Daymond John, founder and CEO of FUBU and a “Shark Tank” investor; Dr. Anthony Chan, Treasurer of the Skyhook Foundation founded by Kareem Abdul Jabbar; Lauryn Williams, CFP, founder of Worth Winning and three-time Olympic medalist, and Martin Cabrera, CEO and founder of Cabrera Capital Markets, provided the students with advice on credit, budgeting and saving, health care expenses and long-term financial success.

Career Outlook

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